Government Lending

Diehl offers courses for mortgage professionals in FHA, VA, USDA and several specialty courses specific to those loan products. Our courses are updated as soon as new announcements of changes are made.  Diehl will help you to understand the guidelines and how changes impact the guidelines.

How to Become an FHA DE Underwriter?

As a Direct Endorsement underwriter and FHA trainer, we often get the question, “How Do I Become a DE Underwriter?” Generically, the profession is part skill, part ability, part glutton for punishment and, most importantly, a recipient of excellent upfront and ongoing training.

An FHA DE Underwriter is responsbile for Underwriting guidleines issued by FHA and interpreting investor guidelines in order to make the credit decision.

While tools like FHA's Total Scorecard are an important resource it does not replace underatnding risk layering, interpreting the guidelines and critical decisionmaking skills.

Diehl is know for offering best in class training using proven courses and industry expert DE trainers.

Steps for DE Underwriter Eligibility from FHA's 4000.1 I.B.3.b.

  • 3 or more years full-time experience reviewing credit applications and 1-4 unit property appraisals, within the past 5 years OR
  • At least 2 years full-time experience reviewing credit applications and 1-4 unit property appraisals, within the past 3 years combined with an additional 3 years of such full-time employment in the past ten years AND
  • Be a full-time employee of a single lender AND be authorized to bind the lender in matters involved in origination or mortgages