4 Hour NJ SAFE State Law PE OSS 11126


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4 hour NJ Pre-Licensing Online Self-Study #11126

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Pre-Licensure Education Requirements

New state-licensed MLOs and Qualified Individuals are required to complete 20 hours of NMLS-approved education. This education must include 3 hours of Federal law, 3 hours of ethics (which shall include fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, 8 hours of undefined education (referred to as electives) + 4 hours of NJ law.

Number of hours is 3/3/2/8/+ 4hrs of NJ law = 20

New Jersey has a requirement for 4 hours of instruction on state-specific law which may be satisfied by either taking a comprehensive NJ course or a state-specific elective course.



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