FHA DE Underwriting

This 12-hour comprehensive course is presented in a live interactive webinar format discussing the New FHA Handbook and all the updates and changes.  We will guide you through over 600 pages of material in the handbook including basic rules, regulations, and changes issued by HUD along with all the topics listed below.  Attendees will be able to download the presentation for notetaking along with calculation worksheets for a variety of scenarios.

FHA DE Underwriting Course Information

Learn about
  • Advantages of FHA
  • Identity of interest
  • Assets
  • Credit and Income
  • TOTAL Scorecard
  • Eligibility
  • Manual Underwriting
  • Foreclosure and Bankruptcy
  • ARMs
  • Compensating Factors
  • Inducements and Concessions 
Unique products
and housing
  • Appraisals
  • Repairs
  • Secondary financing
  • Property flipping
  • Manufactured homes
  • Condominiums
  • New Construction
  • Energy-related mortgages
  • Good Neighbor Next Door
  • Income calculations
  • Maximum loan amounts/LTV
  • MIP calculations
  • Debt to income
  • Refinances
  • Eligibility
  • Execute manually the 92900LT based on a comprehensive scenario

Who should attend:

  • Any mortgage professional that wants to learn about key information and updates to the FHA Handbook
  • Processors who want to become DE Underwriters
  • Underwriters who want to earn their DE designation
  • Underwriters who have been away from FHA lending for a while and want to get back to speed
  • MLOs who want more adequately to present, sell, and close FHA loan products