Format & Technology Requirements
Online Self-Study. This course must be taken from a desktop or laptop computer. The use of mobile devices or tablets is not permitted by the NMLS.
Continuing Education Requirements
Every state-licensed MLO (in any approved status) is required to complete at least 8 hours of NMLS approved education annually beginning the year they are licensed (unless PE was completed in the same year). Annual CE education must include:
- 3 Hours of Federal Law
- 2 Hours of Ethics (which shall include fraud, consumer protection, and fair lending issues)
- 2 hours of Non-Traditional Mortgage Lending
- 1 Additional Hour of GA-Specific Education (referred to as an elective).
Number of hours is 3/2/2/+ 1hr of GA law = 8
MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row. MLO’s are advised not to retake pre-licensure education (PE) unless directed to by a State Regulator. PE education does not count towards meeting annual CE requirements.
The deadline to complete CE is October 31, 2020. However, MLOs in Georgia are prohibited from submitting an application to renew their license if they have not completed CE. Since it may take as long as seven (7) days for a course provider to report a course completion into NMLS, MLOs are strongly encouraged not to wait until the last minute to try to complete CE or they may be prevented from submitting for renewal on time. Note: GA will assess a $100 late fee outside of NMLS if CE is completed after October 31.