Training Experts Since 1983.
12-Hour FHA Underwriting, Processing, and Origination Course
Since 1983, when we launched our very first course, FHA DE Underwriting Training, Diehl has been a trusted name in FHA training. Today, our FHA Underwriting, Processing and Origination Course provides 12 hours of training for Underwriters, those wishing to become Direct Endorsement (DE) Underwriters, Loan Processors, Loan Originators, and Closers. Our training will teach you the guidelines and how to apply them. Complete with scenarios and worksheets, this course will provide you with a comfort level in your knowledge of FHA financing to assist you in successfully originating, processing or underwriting FHA loans.
Topics of Discussion
- Property Requirements
- Occupancy Requirements
- Loan Limits
- Mortgage Insurance
- Borrower Eligibility
- Credit
- Income
- Assets
- LTVs
- Minimum required investment
- Interested party contributions
- Inducements
- Case numbers and appraisals
- Eligible and ineligible properties
- Repairs
- Energy Improvements
- New construction
- HUD REO
- Loan documents and disclosures
- Property flipping
- TOTAL Scorecard AUS
- Manually underwritten loans
- Refinances
- And much more!
Our course content is reviewed and updated as HUD issues new guidance, so you’re always training on current FHA requirements.
Trainer Information
Diehl utilizes experienced professionals that are experts at the subject matter with deep management and training skills. They have performed the jobs, held senior management positions and served various leadership roles. Diehl is active in the National Mortgage Bankers Association (MBA) and stays connected with the agencies to remain up to date on current and future changes. Lenders clients range from national players both bank and non-bank to community banks and credit unions.
Online
FHA Underwriting, Processing and Origination Online Course is the most flexible way to complete your FHA Training and get updated on the most recent updates and changes in the industry. This option is available 24/7, you can complete it at your own pace, and you will receive your certificate immediately upon completion of the course.
Webinar
FHA Underwriting, Processing and Origination Live Webinars are available quarterly, and provide an easy way to underwriters to learn about the most recent industry updates from a live instructor with over 35 years of underwriting experience.
Private Webinar & Private On-Site
Looking for Private FHA Training by an industry expert? Contact us below and learn more about private FHA training options for your company!
Diehl's Training on your LMS
Deploy Diehl’s FHA Underwriting, Processing and Origination Online Course on your Learning Management System. Diehl provides the online course modules and all of the course materials. Throughout the year, Diehl provides updated modules that can quickly be uploaded to ensure that your training is always current and up-to-date.
FHA Underwriting, Processing and Origination FAQs
A Direct Endorsement (DE) Underwriter is an underwriter authorized by HUD to approve FHA loans on behalf of their lender without prior HUD review. Becoming DE-approved involves meeting HUD’s experience and testing requirements in addition to training, our course builds the underwriting knowledge and guideline fluency that foundation requires.
This course isn’t a substitute for HUD’s official DE approval process, but it gives you the practical, scenario-based knowledge of FHA guidelines – property requirements, credit, income, LTVs, and more – that you’ll need to succeed in that process and in the role itself. It’s also valuable for Loan Processors, Loan Originators, and Closers who want a deeper working knowledge of FHA loans without pursuing DE authority.
HUD updates FHA guidelines regularly, sometimes multiple times a year. Our course content is reviewed and updated as HUD issues new guidance, so you’re always training on current FHA requirements rather than outdated material.
FHA (Federal Housing Administration) is the agency that insures the loans; HUD (U.S. Department of Housing and Urban Development) is the broader federal department that oversees the FHA program. You’ll often see both terms used together, an “FHA loan” is a “HUD-insured loan.”
The FHA Underwriting, Processing and Origination Course is available online (self-paced, available 24/7), as a live quarterly webinar, or as private webinar or on-site training for your team. We can also deploy the course directly on your company’s Learning Management System (LMS) for ongoing, in-house training.