Michigan: NMLS Continuing Education Requirements & Training

Number of Hours Required

8 Hours

State-Specific Requirement


Deadline to Complete CE

December 31

100% Updated

CE is updated every year, meaning that you can continue to use Diehl year after year without having to worry about the successive year rule.

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All content is written by a team of mortgage professionals, and is developed from the ground-up with our instructional course design team. It’s taught in a way that is engaging for everyone. This is CE taken to the next level.

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Whether you like to learn in a live classroom environment or in a self-paced format, we have options that will help you get your CE done in an engaging and next-level CE way.

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Michigan Requirement Details for Mortgage Loan Originator Continuing Education Diehl Mortgage Training and Compliance is an NMLS-approved provider for continuing education in Indiana. Continuing Education and License Renewal Date: 12/31 annually Hours Required by The State: 8 hours per year Diehl Mortgage Training and Compliance Offering: 8 hours Seat Time: The NMLS  requires that all students spend a minimum amount of seat time engaged in the course content. Our online course delivery system manages this requirement for you. Reporting: Course completions are reported to the NMLS. The state requires schools to report course completions within seven days from the course completion date. Course completions will be reported within this time frame and often within 48-72 business hours. Contact us for rush handling. Final Exams: Final exams must be passed with at least a 70% and may be taken as many times as necessary in order to pass. Certificates: Upon completion of the course, Diehl Mortgage Training and Compliance will provide students with an electronic Certificate of Completion. Certificates will remain in your account for a minimum of five years, should you need additional copies. Please refer to your license renewal application to determine if you need to submit your Certificate of Completion with your license renewal request. Course completion dates are recorded using Eastern Standard Time. Please note that the date of your Certificate of Completion will reflect this.

Michigan Continuing
Education (CE) FAQs

What are Michigan’s requirements for MLO Continuing Education?

The NMLS Continuing Education Requirements for MLOs in any approved status state that MLOs must complete 8 hours of Michigan MLO Continuing Education. Annual Michigan CE Courses must consist of:

  • 3 hours of Federal Law
  • 2 hours of Ethics
  • 2 hours of Non-Traditional Mortgage Lending
  • 1 hour of Electives

If MLOs became compliant for PE and were approved for an initial license this year, they are not required to take Michigan NMLS Continuing Education. MLOs licensed between 2009 and last year must take the required courses for Michigan mortgage license renewal. 


For more information about Michigan MLO education, please visit our Michigan Mortgage Loan Officer Training page. 

How do I contact Michigan Mortgage Licensing?

To contact Michigan Mortgage Licensing, you can call or email the Michigan Department of Insurance and Financial Services. 

What happens if my NMLS license expires in Michigan?

If you miss the deadline for mortgage license renewal or any Michigan CE courses, your license will become inactive until you reapply for renewal and finish your CE. If you have questions about expired licenses or late renewals, please contact the NMLS Call Center at 855-665-7123. 


To make sure your license never expires and stays active so that you can continue working in the mortgage industry, make sure that you never miss your deadline for CE. You can take a Late CE Course if you have not yet completed your CE and the deadline is approaching. 


If your NMLS license expires in Michigan, it means that your license was inactive for a period of five years or longer. When this happens, if you choose to re-enter the mortgage industry, you will need to apply for reinstatement. You will have to retake your test and take any Late CE Course that you need.

What is the deadline to complete CE in Michigan?

According to the NMLS, the date that you are guaranteed to miss your Michigan CE requirements deadline is December 31. This is also the deadline for submitting your application for license renewal. If you complete your Michigan MLO Continuing Education on this date, you will not make the deadline because your CE course providers are given seven days to send course completion records to the NMLS. 


You must make sure that your records are in the database before you can renew your license. Follow these guidelines published by the NMLS to ensure you renew your license on time:

  • SMART Renewal Deadline: December 10
  • At-Risk Deadline: December 17
  • Guaranteed Missed Deadline: December 31
How does Diehl help MLOs prepare for mortgage license renewal?

Diehl is most known for our extensive content and study materials that are updated yearly to ensure you’re studying the most up-to-date information in the mortgage industry. We can also help you obtain additional NMLS state licenses across the US according to each state’s laws and CE requirements. 

Our MLO coursework consists of content written by mortgage professionals, and we’ll help you with pre-licensing MLO test prep so that you can ensure you pass your MLO exams.

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