Ability to Repay (ATR) and High Priced/High Cost Loans Compliance Course



Learning Objectives

  • Describe the requirements for qualified mortgages and where the ATR/QM Rule applies
  • Explain the different types of qualified mortgages
  • Define higher priced mortgage loans and their requirements and exclusions
  • Define high-cost mortgage loans
  • Explain the APR and points and fees triggers that make a loan a high cost loan

Course Format

  • Online Self-paced
  • Fully Interactive
  • All Course Material Included * Certificate of Completion provided

Who Should Attend

This training is useful for ALL mortgage professionals including loan officers and brokers.

System Requirements

  • A functional computer with audio playback capability
  • A fast and consistent wired or wireless Internet signal (DSL or higher – dial-up connections not recommended)
  • Google Chrome or Microsoft Edge Browser


Group pricing available: Contact [email protected] for details


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