Kentucky: NMLS Continuing Education Requirements & Training
Number of Hours Required
8 Hours (7 hour Federal + 1 hour KY)
State-Specific Requirement
1-Hr KY
Deadline to Complete CE
November 30
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KY CONTINUING EDUCATION Course
This is the state-specific education requirement for KY.
Kentucky Requirement Details for Mortgage Loan Originator Continuing Education
Diehl Mortgage Training and Compliance is an NMLS-approved provider for continuing education in Kentucky.
Continuing Education and License Renewal Date: 11/30 annually
Hours Required by The State: 8 hours per year
Diehl Mortgage Training and Compliance Offering: 8 hours
Seat Time: The NMLS requires that all students spend a minimum amount of seat time engaged in the course content. Our online course delivery system manages this requirement for you.
Reporting: Course completions are reported to the NMLS. The state requires schools to report course completions within seven days from the course completion date. Course completions will be reported within this time frame and often within 48-72 business hours. Contact us for rush handling.
Final Exams: Final exams must be passed with at least a 70% and may be taken as many times as necessary in order to pass.
Certificates: Upon completion of the course, Diehl Mortgage Training and Compliance will provide students with an electronic Certificate of Completion. Certificates will remain in your account for a minimum of five years, should you need additional copies. Please refer to your license renewal application to determine if you need to submit your Certificate of Completion with your license renewal request. Course completion dates are recorded using Eastern Standard Time. Please note that the date of your Certificate of Completion will reflect this.
Kentucky Continuing
Education (CE) FAQs
Each year, MLOs must complete a minimum of 8 hours of Kentucky MLO Continuing Education courses in order to maintain their license. Continuing Education consists of:
- 3 hours of Federal Law
- 2 hours of Ethics
- 2 hours of Non-Traditional Mortgage Lending
- 1 hour of State-Specific Kentucky Education
For more information, please read the NMLS Kentucky MLO License Description.
To contact the Kentucky Office of Financial Institutions:
- Phone: 502-782-2094
- Email: [email protected]
- Website: kfi.ky.gov/Pages/default.aspx
If your NMLS license has expired in Kentucky, it means that you did not renew. To maintain an active license every year, you must complete your Kentucky MLO Continuing Education and renew your license on time.
If you don’t renew on time, you’ll need to take a Late CE course. After five years of being inactive, you’ll have to retake the national NMLS / SAFE MLO Test before you can have an active license and originate again.
The deadline to complete Kentucky MLO Continuing Education is December 31. However, this is also the deadline for your Kentucky Mortgage License renewal application. CE course providers are required to submit course completion records within seven days, so the NMLS provides three renewal dates to ensure MLOs meet the deadline:
- SMART Renewal Deadline: December 10
- At-Risk Deadline: December 17
- Guaranteed Missed Deadline: December 31
If your coursework is submitted on December 31, you will miss your deadline. Aim to have your CE completed by December 10 to ensure that you don’t miss your deadline.
Diehl Education offers updated and engaging Kentucky CE courses each year to help MLOs satisfy their mortgage license renewal requirements. Plus, our efficient processing system allows us to remit test results to the NMLS in as little as 48 hours.
Not only can you fulfill your CE requirements with Diehl, but also establish licensure in Kentucky and other states with our MLO State License programs. To help MLOs pass their exams on the first try, we offer helpful tools like Prep2Pass.