Indiana SOS: NMLS Pre-Licensing MLO Requirements & Training

Number of Hours Required

State-Specific Ed Required

2 Hr IN-SOS PE

Best Way To Prepare for the Test

20-Hour Online Interactive Course

IN-SOS Requires 18 hours of NMLS-Approved Pre-Licensing Education and an additional 2 hours of state-specific IN-SOS education (which we currently do not offer). 

99.8% Success Rate with Pass Promise

Diehl offers the Pass Promise. If a user completes a simulated exam in Prep2Pass with a 95% or higher score and does not pass the NMLS/SAFE MLO test, they received a full refund for the Test Prep App. To date, 99.8% have passed the NMLS/SAFE MLO test after scoring a 95% or higher in the Prep2Pass Simulated Test.

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Our most recent survey has listed us as a 97% customer satisfaction rating.

Complete Your Course in As Little As 7 or 10 Days

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Looking for Only State PE?

This state has a 2 Hour state specific requirement for Pre-Licensing Education. It is not currently available.

INDIANA REQUIREMENTS FOR NMLS PRE-LICENSING EDUCATION

Hours Required By The State: 20 hours including 2 hours of state-specific education.

Final Exam Instructions: Each course contains a final exam. A minimum score of 75% is required to pass the final exam and can be taken as many times as needed to pass. This exam is required for education credit, but does not count toward the SAFE Mortgage Loan Originator Test.

NMLS Education Requirement: Diehl Mortgage Training is an NMLS-Approved Training Provider for Pre-Licensing Education #1400133

Seat Time: The state requires that all students spend a minimum amount of seat time engaged in the course content. Our online learning management system tracks engagement by clicking through the course.

Reporting: Upon completion of your course, the NMLS requires course providers to credit-bank your education hours within 7 business days. Diehl banks your hours in as little as 24 hours.

Start and End Date of Course: Your course will close at the end of the 5, 7, or 10-Day period, depending on the path you choose.

Certificates: Upon completion of the course, Diehl Mortgage Training & Compliance will email you a certificate of completion. Please download and hold onto this certificate to show proof of education completion. 

https://www.in.gov/sos/

Step 1 – Review your checklist

Go to the State Licensing Requirements Page for your state and gather required documentation which may need to be uploaded and sent to the state agency.

All state licensed MLOs and certain individuals as mandated by their state agency are required to pass the National SAFE MLO test, complete pre-licensure education, and submit to a criminal background and credit check prior to submitting an application in NMLS. Review Professional Standards for more details on the Criminal Background Check, Testing, Education, and Credit Report process. 

Step 2 – Coordinate with your company

NMLS is the official system of record so it is important to coordinate use with your employer. If your company is licensed with or registered in a state through NMLS, either of you can complete your first Individual Form (MU4) in NMLS. Whoever creates the first Individual Form (MU4) must pay any associated fees when it is submitted to the state agency. If your company is completing your first Individual Form (MU4), wait for their direction before proceeding. 

 

Step 3 – Create an account

NOTE: The information used to create the account must be accurate, complete and reflect information found on legal documentation. Inaccurate information may result in one or more duplicate accounts. If duplicate accounts are created, the responsible individual or company is liable for all fees associated with resolving the error.

Navigate to NMLS.

Click the Log Into NMLS button.

Click the Request an Account link.

Select the Individual option.

Review the Quick Guide: Creating an Individual Account for further assistance.

 

Step 4 – Log into NMLS

If your company created your first Individual Form (MU4), log in with the credentials provided, review your Individual Form (MU4), make any necessary corrections and attest to its accuracy. 

Review the Attestation Quick Guide for further assistance. 

Indiana SOS Pre-Licensing
Education (PE) FAQs

What are Indiana SOS requirements for MLO Pre-Licensing Education?

If you’re planning on obtaining your MLO license under the Indiana Secretary of State (SOS) instead of the Indiana Department of Financial Institutions (DFI), you’ll have to complete 20 hours of NMLS Pre-Licensing Education (PE), which includes two hours of state-specific coursework. The Indiana SOS NMLS Pre-Licensing Education requirements consist of the following categories:

  • 3 hours of Federal Law 
  • 3 hours of Ethics
  • 2 hours of Non-Traditional Mortgage Lending Training 
  • 10 hours of Electives
  • 2 hours of State-Specific Education


Whether you’re going to apply for an Indiana SOS NMLS new license for the first time or are looking to obtain an
additional state license, you’ll have to take state-specific PE courses. You can bypass this requirement with an Indiana DFI NMLS license. 

How do I get more information about Indiana Mortgage Licensing?

If you want to learn more about the Indiana Secretary of State Securities Division, refer to the NMLS Indiana MLO License Description

 

Contact the Indiana Secretary of State Securities Division using the following information:

  • Phone: 317-232-6681
  • Email: [email protected]
  • Website: https://www.in.gov/sos/
  • Address: 302 West Washington Street

Room E111

Indianapolis, IN 46204

How long is the 20-hour Indiana SOS NMLS Pre-Licensing course good for?

According to the NMLS PE Expiration Policy, your 20-hour Indiana SOS NMLS Pre-Licensing course is good for three years. However, if you fail to acquire a valid MLO license within the specified time frame allowed, you’ll have to complete Indiana SOS mortgage loan officer training again. 

If you find yourself in this situation, you can retake and complete the Indiana SOS PE course at Diehl Education in as little as three days. This way, you can knock the PE requirements out of the way and get back to starting your MLO career in Indiana. We also have seven-day and ten-day PE course options to better fit your schedule. 

Is there a deadline to complete PE in Indiana?

There’s no deadline to complete your PE courses in Indiana. This is because Pre-Licensing Education is a pre-requisite and is necessary to have prior to applying for a new Indiana SOS NMLS license. Remember, PE is only good for two years in the state of Indiana, so make sure to apply as soon as you complete the application requirements. 

 

While there may not be a completion deadline for PE coursework, there’s a deadline for Continuing Education (CE) courses. This annual requirement mandates that you take eight hours of Indiana CE Courses by December 31. 

How does Diehl help prepare for an Indiana mortgage license?

Our Indiana SOS PE Courses are packed with easy-to-follow and digestible information that’ll prepare you to pass the SAFE MLO test on your first try. We also have several Safe MLO Test Prep Tools, including flashcards and practice exams, to ensure you’re ready to answer questions regarding the national and state-specific components of the test.

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