Michigan NMLS Pre-Licensing (PE) MLO Courses
20-Hour Online Interactive Course
MI Requires 18 hours of NMLS-Approved Pre-Licensing Education and 2 additional hours of state-specific education.
99.8% Success Rate with Pass Promise
Diehl offers the Pass Promise. If a user completes a simulated exam in Prep2Pass with a 95% or higher score and does not pass the NMLS/SAFE MLO test, they received a full refund for the Test Prep App. To date, 99.8% have passed the NMLS/SAFE MLO test after scoring a 95% or higher in the Prep2Pass Simulated Test.
97% Student Satisfaction Rate
Our most recent survey has listed us as a 97% customer satisfaction rating.
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Looking for Only State PE?
Michigan Pre-Licensing Course
This is the state-specific education requirement for Michigan.
MICHIGAN REQUIREMENTS FOR NMLS PRE-LICENSING EDUCATION
Hours Required By The State: 20 hours including 2 hours of state-specific education.
Final Exam Instructions: Each course contains a final exam. A minimum score of 75% is required to pass the final exam and can be taken as many times as needed to pass. This exam is required for education credit, but does not count toward the SAFE Mortgage Loan Originator Test.
NMLS Education Requirement: Diehl Mortgage Training is an NMLS-Approved Training Provider for Pre-Licensing Education #1400133
Seat Time: The state requires that all students spend a minimum amount of seat time engaged in the course content. Our online learning management system tracks engagement by clicking through the course.
Reporting: Upon completion of your course, the NMLS requires course providers to credit-bank your education hours within 7 business days. Diehl banks your hours in as little as 24 hours.
Start and End Date of Course: Your course will close at the end of the 5, 7, or 10-Day period, depending on the path you choose.
Certificates: Upon completion of the course, Diehl Mortgage Training & Compliance will email you a certificate of completion. Please download and hold onto this certificate to show proof of education completion.
https://www.mi.gov/
Step 1 – Review your checklist
Go to the State Licensing Requirements Page for your state and gather required documentation which may need to be uploaded and sent to the state agency.
All state licensed MLOs and certain individuals as mandated by their state agency are required to pass the National SAFE MLO test, complete pre-licensure education, and submit to a criminal background and credit check prior to submitting an application in NMLS. Review Professional Standards for more details on the Criminal Background Check, Testing, Education, and Credit Report process.
Step 2 – Coordinate with your company
NMLS is the official system of record so it is important to coordinate use with your employer. If your company is licensed with or registered in a state through NMLS, either of you can complete your first Individual Form (MU4) in NMLS. Whoever creates the first Individual Form (MU4) must pay any associated fees when it is submitted to the state agency. If your company is completing your first Individual Form (MU4), wait for their direction before proceeding.
Step 3 – Create an account
NOTE: The information used to create the account must be accurate, complete and reflect information found on legal documentation. Inaccurate information may result in one or more duplicate accounts. If duplicate accounts are created, the responsible individual or company is liable for all fees associated with resolving the error.
Navigate to NMLS.
Click the Log Into NMLS button.
Click the Request an Account link.
Select the Individual option.
Review the Quick Guide: Creating an Individual Account for further assistance.
Step 4 – Log into NMLS
If your company created your first Individual Form (MU4), log in with the credentials provided, review your Individual Form (MU4), make any necessary corrections and attest to its accuracy.
Review the Attestation Quick Guide for further assistance.
Michigan Mortgage Licensing Information
For those curious about the Michigan MLO Pre-Licensing education requirements, applicants are required to complete at least 20 hours of NMLS-approved education, which includes:
- 3 hours of federal law
- 3 hours of ethics (fraud, consumer protection, fair lending issues)
- 2 hours of non-traditional mortgage lending
- 10 hours of electives
- 2 hours of Michigan state-specific education
For further questions about NMLS Pre-Licensing Education for MLOs, please contact Diehl Education using the following information:
- Phone: 317-272-7600
- Email: [email protected]
- Website: https://diehleducation.com/
- Address: 11216 Fall Creek Road, Suite 111, Indianapolis, IN 46256 USA
If you have any queries about your Michigan Mortgage Licensing, please contact the Michigan DIFS (Department of Insurance and Financial Services) using the following information:
- Phone: 517-284-8800
- Email: [email protected]
- Website: https://www.michigan.gov/difs/
- Address: 530 W. Allegan Street, 7th Floor, Lansing, MI 48933
For more information regarding licensing agencies in Michigan, you can refer to the NMLS Michigan MLO License Description.
The 20-hour Michigan NMLS Pre-Licensing course, once you have successfully completed it, doesn’t expire. However, the National test does expire. The results of a previously passed test will expire if a person doesn’t obtain a license or an active federal registration for a period of three consecutive years. A retest will be required to obtain licensure.
You can learn more about Diehl Education’s Mortgage Licensing courses here.
No. Because PE is a prerequisite for licensure, there is no deadline to complete it. Once you have completed studying for a Michigan NMLS Pre Licensing course, you can decide when you’re comfortable taking the test (depending on NMLS scheduling conditions).
Take note; candidates who have failed a test component 3 times will be required to sit out the 180-day wait period before retaking the test.
Visit the NMLS Resource Center for more information.
Diehl trainers have more than 20 years of experience in the competitive mortgage industry. Diehl trainers know what’s required to help you properly prepare for the Michigan mortgage license test through high-quality NMLS-Approved education.
Diehl trainers focus on making the MLO studying process easy, accessible, and convenient for students (whether returning or new).
For Michigan mortgage loan officer training and more test preparations, Diehl Education offers NMLS NMLS SAFE Test Prep Tools such as the Prep2Pass mobile app. The Prep2Pass mobile app gives students the ability to experience simulated tests before they sit down for the real examination.
Diehl instructors care about our students’ success. Trainers quiz students and remain in constant communication, including one-on-one exercises, to ensure Diehl students pass the test.
Diehl Education also offers training for tests in other states if you want to add additional licenses to your portfolio.