NMLS-Approved Mortgage Late Continuing Education Courses

If you’re a loan officer or loan originator, you’re required to complete continuing education classes. However, we know how easy it is for time to pass by, which means you might have missed the deadline to take these courses. Fortunately, you can take late continuing education (CE) courses to satisfy both state and national mortgage broker CE requirements.

At Diehl, we’re committed to getting you up to speed by offering NMLS late CE courses to renew your license. Each state has its own set of requirements, and we’re able to work with you to ensure you meet your state’s respective obligations.

Get Started with NMLS Late CE.

NMLS Late Continuing Education Requirements

At Diehl, we offer mortgage licensing training to mortgage loan officers (MLOs) to ensure they can legally offer mortgage financing for their clients. As an MLO, you’re required to complete NMLS continuing education courses to renew your license. However, if you’ve missed the deadline requirements for the year, you’ll have to complete NMLS late CE courses to achieve NMLS license reinstatement. Diehl is proud to offer NMLS Late CE online courses to help you reinstate your MLO license.

Complete a minimum of 8 hours of NMLS-approved mortgage education annually

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) established a nationwide licensing and registration system for residential MLOs. The SAFE Act also requires MLOs to accomplish federal registration and state licensing and registration through the same online registration system, the Nationwide Mortgage Licensing System and Registry (NMLS).


One of the requirements outlined by the SAFE Act is for MLOs to complete a minimum of 8 hours of NMLS-approved mortgage education every year. At Diehl, our 8-hour NMLS Late CE course satisfies the requirements set forth by the SAFE Act for those who’ve missed the deadline for renewing their mortgage license. 

State-Specific Late CE Courses

Each state has its own set of mortgage licensing requirements, so it’s important to understand what each state asks of its MLOs. Click on any of the states below to get Late CE.

Need Help? Contact Us

Our customer service team is here to help YOU. Whether you are having trouble figuring out what you need, or need help logging into a course, our team of experts are here to assist you every step of the way.

Time - Certified

We want to get you out of the classroom and back into the real world serving your customers, which is why each NMLS late CE online course is tested by Diehl, so it only takes the minimum amount of time required. This way, you can complete your requirements to renew your license and get back into the game.

100% Newly Updated Course Materials and Content

Every year, we completely revamp our course content and materials, so you can learn new industry information to keep you up to date. This means we update our 7-hour + 1-hour Elective Late CE course, along with each state-specific Late CE course. And by releasing new course content annually, we satisfy the SAFE Act’s “successive year” rule, so you can rest assured you’re in compliance with federal and state regulations.


Once you complete your NMLS late CE course, we’ll process and send results within 24-48 business hours. That’s more than twice as fast as the NMLS’s reporting requirements.

Get Started with NMLS Late Continuing Education.

Get started with Your Late Continuing Education Courses

Are you ready to get started with your NMLS late CE courses? If so, Diehl is ready to get you started on your recertification journey. To begin, use the course selector to find the NMLS late CE course. You can also hover over your state in the “Continuing Education” tab at the top to learn about your state’s requirements. 

In addition to our NMLS late CE courses, we’re here to help with any of your educational needs. From MLO continuing education to applying for additional MLO licenses, we offer engaging, educational, and NMLS-approved courses, test prep, and other services to help you get the most out of your career.

If you have any questions, don’t hesitate to contact us. Our customer service team is ready to help you throughout the NMLS late CE course process and provide answers to any questions you may have. Whether you’re confused about the NMLS course requirements, state guidelines, logging into a course, or determining what test prep option is best for you, our team of experts will be right by your side.

What our customers say about us


"You are part of my success. Thank you for making this a marking life event for me. Thank you so much, we did it."

Pedro, Licensed MLO


"My students, when they take the course, if they pass the Test Prep Materials, I have almost 100% passing ratio on the State and National exams."

Lisa, Licensing Manager


"When we get through an educational event, and I get positive feedback from our members...quite frankly I've done my job, we've done our job and we've provided ourselves a great opportunity to not only retain those members in the association but to be able to effectively reach out to new members and grow the association."

Al Thorup, IMBA Executive Director

previous arrow
next arrow

Late Continuing Education
Training FAQs

How do I renew my NMLS License?

You must renew your NMLS License annually generally between November 1 and December 31. Take these steps to renew your NMLS license before the end of the year. 


Step 1: Prepare for the Process

There are a number of things you must do to be eligible for renewal, including NMLS Continuing Education (CE). Make sure that you’ve completed your CE before attempting to renew your license. 

If you’ve never renewed your NMLS license before, you’ll want to check out the NMLS Renewal Handbook as a guide for what you can expect during the process for both institutions and individuals. You’ll be renewing your license online, so make sure that you have your login and password available and a credit or debit card to pay the renewal fee. 


Step 2: Batch Upload

Institutions can use batch upload to process the renewal and reactivation of individuals once your institution registration has been renewed. 


Step 3: Ensure Up-to-Date Records

Log into your NMLS account to ensure that your record is up to date. If you don’t know your username or password, you can have the information sent to you through the login screen. Once you’re logged in, check that your MU1R or MU4R is up to date before renewing. 


Step 4: Confirm Renewal Process Completion

Ensure that you and your MLOs have all completed the renewal process. You can do this through the Composite View tab or the Renewal/Reactivation Activity report. MLOs will receive email notifications from NMLS to confirm the completion of license renewals. 

How many hours of Continuing Education (CE) are required for NMLS?

Each state has its own NMLS online Continuing Education (CE) requirements. If you’re licensed in multiple states, make sure that you know what your Continuing Education requirements are. The SAFE ACT requires 8 hours of MLO continuing education annually.

The NMLS CE course license renewal credit hours are also categorized and include:


  • Three hours of Federal Laws and Regulations
  • Two hours of Ethics
  • Two hours of non-traditional home loan training
  • One hour of electives

For more information about Continuing Education, you can visit the NMLS Resource Center

When is NMLS Continuing Education due?

Your NMLS Continuing Education (CE) courses should be completed ten days before the actual license renewal due date. This allows enough time for your NMLS Continuing Education credits to be uploaded into the NMLS database for your renewal paperwork. Finishing your CE too close to the renewal deadline might mean that you won’t get your license renewed on time. 

Adhere to the following NMLS deadlines to ensure you’re able to renew your license on time:

  • SMART Renewal Deadline: December 10
  • At-Risk Deadline: December 17
  • Guaranteed Missed Deadline: December 31
What happens if my NMLS license expires?

If you do not renew your NMLS license before December 31, you will be placed on an inactive registration status. To become active again, you must reactivate your registration the same way you would renew your license.


If your license has expired, it means that you didn’t have an active federal registration for five years or that you failed to obtain or maintain a valid state license for five years, which means that your test has expired, and you’ll need to retake it. NMLS will send you notifications when your test is about to expire so that you can either get your license activated or let your test expire if you’re leaving the mortgage industry for good. 


If you do need to retake the test, Diehl Education offers extensive and comprehensive MLO test preparation that can help you relearn anything about the industry that you might have forgotten over the past five years. 

How does Diehl help MLOs prepare for NMLS renewal?

Whether you want to add an MLO license or need help preparing for renewal, our NMLS Continuing Education (CE) classes can help. Diehl can help MLO’s prepare for renewal by ensuring they meet the necessary 8-hour requirements of CE. Our program also provides content that’s constantly updated so that you’re not learning old materials. All of our Federal and state-specific CE courses are updated with new information each year. 


Not only that, but once your CE course has been completed, Diehl will take care of the paperwork and report your competition to the NMLS within 24-48 business hours to ensure that you have a speedy renewal process. 

New to the mortgage industry or already working as an MLO but need to get your license? No problem. We provide Pre-Licensing Education to help you get the practice and resources you need to pass your test on the first try.

Mortgage Loan Officer Education Support

Ready to launch your career as a Mortgage Loan Originator? We have a 97% Student Satisfaction Rate and are here to help you get licensed, remain licensed and grow your business.

Pre-Licensing Education

Our pre-licensing education programs ensure you’re up to speed on NMLS requirements while providing helpful tips to prepare you for your exam. Whether you’re new to the industry or are an MLO on track toward licensure, our pre-licensing options can help you meet your professional goals.

Add a License

Expanding your operations to a new state? Learn how Diehl Education can help you complete State PE courses or State-specific Pre-Licensing courses to help you meet additional licensing requirements in all 50 states.

Late CE

Missed your CE deadline for NMLS renewal? Start the renewal process today with our late continuing education options. Learn about licensing requirements, late penalties, and late continuing education options below.

Test Prep

Get ready for your SAFE MLO exam with our Prep2Pass™ test prep tools. From test simulations to digital flashcards, our test prep options provide the foundation you need to enter your exam with confidence. Plus, if you fail the NMLS Test after scoring a 95% on a Prep2Pass™ Simulated Test, we will give you 100% of your money back. See terms and conditions at the bottom of the page.
Scroll to Top