New Jersey NMLS Pre-Licensing (PE) MLO Courses

Number of Hours Required

State-Specific Ed Required

4 Hr NJ PE

Best Way To Prepare for the Test

20-Hour Online Interactive Course

NJ Requires 16 hours of NMLS-Approved Pre-Licensing Education and 4 hours of NJ State-specific education.

99.8% Success Rate with Pass Promise

Diehl offers the Pass Promise. If a user completes a simulated exam in Prep2Pass with a 95% or higher score and does not pass the NMLS/SAFE MLO test, they received a full refund for the Test Prep App. To date, 99.8% have passed the NMLS/SAFE MLO test after scoring a 95% or higher in the Prep2Pass Simulated Test.

97% Student Satisfaction Rate

Our most recent survey has listed us as a 97% customer satisfaction rating.

Complete Your Course in As Little As 3, 5, 7, or 10 Days

Get your education requirement knocked out on a custom-paced path fit just for you.

Choose Your 20-Hour Learning Path

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Looking for Only State PE?

4-Hour STATE Pre-Licensing Course

This is the state-specific education requirement for

NEW JERSEY REQUIREMENTS FOR NMLS PRE-LICENSING EDUCATION

Hours Required By The State: 20 hours (4 Hr NJ PE Course Required)

Final Exam Instructions: Each course contains a final exam. A minimum score of 75% is required to pass the final exam and can be taken as many times as needed to pass. This exam is required for education credit, but does not count toward the SAFE Mortgage Loan Originator Test.

NMLS Education Requirement: Diehl Mortgage Training is an NMLS-Approved Training Provider for Pre-Licensing Education #1400133

Seat Time: The state requires that all students spend a minimum amount of seat time engaged in the course content. Our online learning management system tracks engagement by clicking through the course.

Reporting: Upon completion of your course, the NMLS requires course providers to credit-bank your education hours within 7 business days. Diehl banks your hours in as little as 24 hours.

Start and End Date of Course: Your course will close at the end of the 5, 7, or 10-Day period, depending on the path you choose.

Certificates: Upon completion of the course, Diehl Mortgage Training & Compliance will email you a certificate of completion. Please download and hold onto this certificate to show proof of education completion.

https://www.nj.gov/

Step 1 – Review your checklist
Go to the State Licensing Requirements Page for your state and gather required documentation which may need to be uploaded and sent to the state agency.
All state licensed MLOs and certain individuals as mandated by their state agency are required to pass the National SAFE MLO test, complete pre-licensure education, and submit to a criminal background and credit check prior to submitting an application in NMLS. Review Professional Standards for more details on the Criminal Background Check, Testing, Education, and Credit Report process. 

Step 2 – Coordinate with your company
NMLS is the official system of record so it is important to coordinate use with your employer. If your company is licensed with or registered in a state through NMLS, either of you can complete your first Individual Form (MU4) in NMLS. Whoever creates the first Individual Form (MU4) must pay any associated fees when it is submitted to the state agency. If your company is completing your first Individual Form (MU4), wait for their direction before proceeding. 

Step 3 – Create an account
NOTE: The information used to create the account must be accurate, complete and reflect information found on legal documentation. Inaccurate information may result in one or more duplicate accounts. If duplicate accounts are created, the responsible individual or company is liable for all fees associated with resolving the error.
Navigate to NMLS.
Click the Log Into NMLS button.
Click the Request an Account link.
Select the Individual option.
Review the Quick Guide: Creating an Individual Account for further assistance.

Step 4 – Log into NMLS
If your company created your first Individual Form (MU4), log in with the credentials provided, review your Individual Form (MU4), make any necessary corrections and attest to its accuracy. 
Review the Attestation Quick Guide for further assistance. 

New Jersey Mortgage Licensing Information

What are New Jersey requirements for MLO Pre-Licensing Education?

For those interested in learning about the New Jersey MLO Pre-Licensing education requirements, applicants are required to complete at least 20 hours of NMLS-approved education, which includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 8 hours of electives
  • 4 hours of New Jersey state-specific education


For further questions about
NMLS Pre-Licensing Education for MLOs, please contact Diehl Education using the following information:

How do I contact New Jersey Mortgage Licensing?

If you have questions or concerns regarding your New Jersey Mortgage Licensing, please contact the NJ Department of Banking & Insurance using the following information: 

  • Phone: (609) 292-7272
  • Email: [email protected]
  • Website: https://www.state.nj.us/dobi/index.html 
  • Address: 20 W State St, Trenton, NJ 08625, United States


For more information regarding licensing agencies in New Jersey, you can refer to the
NMLS New Jersey MLO License Description

How long is the 20-hour New Jersey NMLS Pre-Licensing course good for?

The 20-hour New Jersey NMLS Pre Licensing course, once you have successfully completed it, doesn’t expire. However, the National test does expire. The results of a previously passed test will expire if one doesn’t obtain a license or an active federal registration for a period of three consecutive years. A retest will be required to obtain licensure.

You can learn more about Diehl Education’s Mortgage Licensing courses here.

Is there a deadline to complete PE in New Jersey?

Pre-Licensing Education is a prerequisite for MLO licensure, therefore, there is not a deadline to complete PE. However, our Online Instructor-Led courses must be completed within 7-10 days of the date you began the course. Once you have completed studying for a New Jersey NMLS Pre Licensing course, you can decide when you’re comfortable taking the test (depending on NMLS scheduling conditions).

Keep in mind, candidates who have failed a test component 3 times will be required to sit out the 180-day wait period before retaking the test.

Visit the NMLS Resource Center for more information regarding PE requirements.

How does Diehl help prepare for New Jersey mortgage license?

Diehl trainers have more than 20 years of experience in the mortgage industry. Our trainers know what’s required to help students properly prepare for the New Jersey mortgage license through high-quality NMLS-Approved education. 

When it comes to New Jersey mortgage loan officer training and more, Diehl Education offers NMLS SAFE Test Prep Tools, such as the Prep2Pass mobile app to learn more about what to expect on the licensing test. The Prep2Pass mobile app gives students the ability to experience simulated tests to prepare them for the real deal.

Not only that, a Diehl instructor will quiz students and remain in constant communication to ensure all queries are addressed.

Diehl Education also offers training if you want to add additional licenses to your portfolio.

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