PE: 5-Hour Maryland


5 Hour MD SAFE State Law PE OSS 11195

NMLS Course Number: 11195

Pre-Licensure Education Requirements

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This education must include:

  • 3 hours of Federal law
  • 3 hours of ethics (which shall include fraud, consumer protection, and fair lending issues)
  • 2 hours of non-traditional mortgage lending
  • 7 hours of undefined education (referred to as electives)
  • 5 hours of MD law.

Number of hours is 3/3/2/7/+ 5hrs of MD law = 20

Maryland has a requirement for 5 hours of instruction on state-specific law which may be satisfied by either taking a MD comprehensive course or a state-specific elective course.



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