NMLS Course Number: 16146
Format & Technology Requirements
Online Self-Study. This course must be taken from a desktop or laptop computer. The use of mobile devices or tablets is not permitted by the NMLS.
Continuing Education Requirements
Every state-licensed MLO (in any approved status) is required to complete at least 8 hours of NMLS approved education annually beginning the year they are licensed (unless PE was completed in the same year). Annual CE education must include:
- 3 Hours of Federal Law
- 2 Hours of Ethics (which shall include fraud, consumer protection, and fair lending issues)
- 2 hours of Non-Traditional Mortgage Lending
- 1 Additional Hour of Elective or State-Specific Education
Number of hours is 3/2/2/+ 1hr = 8
MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row. MLO’s are advised not to retake pre-licensure education (PE) unless directed to by a State Regulator. PE education does not count towards meeting annual CE requirements.