Texas OCCC: NMLS Pre-Licensing MLO Requirements & Training
20-Hour Online Interactive Course
TX-OCCC Requires 20 hours of NMLS-Approved Pre-Licensing Education and no state-specific courses.
99.8% Success Rate with Pass Promise
Diehl offers the Pass Promise. If a user completes a simulated exam in Prep2Pass with a 95% or higher score and does not pass the NMLS/SAFE MLO test, they received a full refund for the Test Prep App. To date, 99.8% have passed the NMLS/SAFE MLO test after scoring a 95% or higher in the Prep2Pass Simulated Test.
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TEXAS OFFICE OF CONSUMER CREDIT COMMISSIONER REQUIREMENTS FOR NMLS PRE-LICENSING EDUCATION
Hours Required By The State: 20 hours (No State-Specific Course Required)
Final Exam Instructions: Each course contains a final exam. A minimum score of 75% is required to pass the final exam and can be taken as many times as needed to pass. This exam is required for education credit, but does not count toward the SAFE Mortgage Loan Originator Test.
NMLS Education Requirement: Diehl Mortgage Training is an NMLS-Approved Training Provider for Pre-Licensing Education #1400133
Seat Time: The state requires that all students spend a minimum amount of seat time engaged in the course content. Our online learning management system tracks engagement by clicking through the course.
Reporting: Upon completion of your course, the NMLS requires course providers to credit-bank your education hours within 7 business days. Diehl banks your hours in as little as 24 hours.
Start and End Date of Course: Your course will close at the end of the 5, 7, or 10-Day period, depending on the path you choose.
Certificates: Upon completion of the course, Diehl Mortgage Training & Compliance will email you a certificate of completion. Please download and hold onto this certificate to show proof of education completion.
https://occc.texas.gov/
Step 1 – Review your checklist
Go to the State Licensing Requirements Page for your state and gather required documentation which may need to be uploaded and sent to the state agency.
All state licensed MLOs and certain individuals as mandated by their state agency are required to pass the National SAFE MLO test, complete pre-licensure education, and submit to a criminal background and credit check prior to submitting an application in NMLS. Review Professional Standards for more details on the Criminal Background Check, Testing, Education, and Credit Report process.
Step 2 – Coordinate with your company
NMLS is the official system of record so it is important to coordinate use with your employer. If your company is licensed with or registered in a state through NMLS, either of you can complete your first Individual Form (MU4) in NMLS. Whoever creates the first Individual Form (MU4) must pay any associated fees when it is submitted to the state agency. If your company is completing your first Individual Form (MU4), wait for their direction before proceeding.
Step 3 – Create an account
NOTE: The information used to create the account must be accurate, complete and reflect information found on legal documentation. Inaccurate information may result in one or more duplicate accounts. If duplicate accounts are created, the responsible individual or company is liable for all fees associated with resolving the error.
Navigate to NMLS.
Click the Log Into NMLS button.
Click the Request an Account link.
Select the Individual option.
Review the Quick Guide: Creating an Individual Account for further assistance.
Step 4 – Log into NMLS
If your company created your first Individual Form (MU4), log in with the credentials provided, review your Individual Form (MU4), make any necessary corrections and attest to its accuracy.
Review the Attestation Quick Guide for further assistance.
Texas OCCC Pre-Licensing Education (PE) FAQs
If you plan on applying for an MLO license with the Texas Office of Consumer Credit Commissioner (OCCC), you’ll have to complete 20 hours of NMLS-approved Pre-Licencing Education courses. Texas OCCC NMLS Pre-Licensing courses will highlight the following segments:
- 3 Hours of Federal Law
- 3 Hours of Ethics
- 2 Hours of Non-Traditional Mortgage Lending
- 12 Hours of Electives
In order to obtain your new Texas OCCC NMLS license, you must also complete a criminal background check, give the NMLS permission to pull credit and pass the NMLS exam with a score of 75% or higher. The state of Texas may have additional obligations, so check in with the appropriate agency for more information.
The requirements you’re responsible for will also vary from state to state. Make sure to review state-specific obligations if you’re planning on adding an MLO state license to your belt.
If you have questions or concerns regarding your new Texas OCCC NMLS license, you can contact the Texas Office of Consumer Credit Commissioner using the following information:
- Phone: 512-936-7600
- Email: licensing@occc.state.tx.us
- Website: https://occc.texas.gov/
- Address: 2601 North Lamar Blvd
Austin, TX 78705
For more information regarding licensing agencies in Texas, you can refer to the NMLS Texas MLO License Description.
If your license expires in Texas, it may indicate that you didn’t fulfill the annual NMLS Continuing Education (CE) requirement. This education requirement requires you to complete 8 hours of Continuing Education Courses by December 31.
However, don’t worry if you’ve missed the deadline. Diehl Education can help you regain your license with Late CE courses.
MLOs that maintain an inactive license for 5 years or more will have to retake the 20-hour Texas OCCC NMLS Pre-Licensing course and NMLS exam.
There’s no deadline to complete PE in Texas because Texas OCCC PE courses must be completed before applying for an MLO license. Once Texas OCCC mortgage loan officer training is complete, PE will remain valid for three years. If you don’t obtain your license during this period, you’ll have to retake PE.
At Diehl Education, we’re committed to providing you with Texas OCCC NMLS Pre-Licensing courses that are comprehensive and easy to understand. You’ll also be able to conveniently choose between online instructor-led or live stream webinar PE courses, allowing you to learn how you want. Plus, with 3, 5, 7, and 10-day courses, you can complete the educational requirement at your own pace.
Make sure to also take advantage of our MLO Test Prep tools, which include flashcards and a practice exam, so you can pass the NMLS on your first try when the time comes.