PE: 4-Hour Arizona


4 Hour AZ SAFE State Law Pre-Licensing OSS 11198

NMLS Course Number: 11198

Pre-Licensure Education Requirements

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This education must include:

  • 3 hours of Federal Law
  • 3 hours of Ethics (which shall consist of fraud, consumer protection, and fair lending issues)
  • 2 hours of Non-Traditional Mortgage Lending
  • 8 hours of Undefined Education (referred to as electives)
  • 4 hours of AZ law

Number of hours is 3/3/2/8/+ 4hrs of AZ law = 20

Arizona has a requirement for 4 hours of instruction on state-specific laws which may be satisfied by either taking an AZ comprehensive course or a state-specific elective course.

Note: PE must be completed within 3 years of a new or subsequent license application.


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